SALARY
: £82k
LOCATION
: London
VACANCIES
: 1
QUALIFICATION
: Graduate
MALE/FEMALE
: Both
EXPERIENCE
: 5+ years

JOB DETAILS             
We are looking for a professional Credit Analyst to determine our customers' creditworthiness.You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

Roles and Responsibilities:
1.Assess creditworthiness of existing or prospective clients.
2.Examine financial transactions and credit history case by case(applications,statements,balance sheets,legal documents etc).
3.Complete ratio,trend and cash flows analyses and create projections.
4.Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.
5.Determine in depth the degree of risk involved.
6.Carefully analyse data and produce clear and objective reports.
7.Monitor corporate portfolio asset quality on an ongoing basis.
8.Draft models of credit information that predict trends and patterns.

Skills and Requirements:
1.Proven working experience as a credit analyst.
2.Proficiency in statistical packages and financial software.
3.Up to date with legal,compliance and market risk related issues.
4.Ability to analyze cash flows,leverage,collateral and customer strength.
5.Strong communication and psesentation skills.
6.BS degree in Business,Statistics or related field.

Benefits:
1.Attractive salary package with performance bonuses.
2.Comprehensive health,vision,and wellness programs.
3.Hybrid work environment with flexsible scheduling.
4.Access to the latest tools and technologies.
FUNCTIONAL AREA      
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